Insurance

Term life insurance

Life insurance pays a lump sum to your family in the event of your death.

It ensures that your loved ones can either pay out debts or keep up repayments on the family home, service any other outstanding debts an maintain their existing quality of life.

Trauma insurance

Trauma cover offers a lump sum payment on diagnosis of around 30 critical illnesses such as heart attack, stroke, cancer or dementia.

This may be an invaluable contingency plan to ensure your family’s financial security is not affected in the event of your long term illness.

Total and Permanent Disability

TPD pays a lump sum to you or your family upon the occurrence of an event which affects your ability to perform your normal duties.

This may be a Partial or Total Disability of a permanent nature. Funds may be used to meet debt repayments and lifestyle requirements or to effect required modifications to your house or car as a result of the event.

Income protection insurance

This policy is a cost-effective safety net that protects your income

If you’re unable to work due to injury or illness. It offers a regular payment to ensure you and your family can maintain your current standard of living until you return to work. Based on current tax laws, premiums for income protection insurance are generally tax deductible.

This information is of a general nature only and does not take into account your personal situation. We advise that you seek individual advice from our competent professional advisers before making any decisions about a financial product.