2017

More Australian investors are turning to exchange-traded funds, and so are we. Australia’s exchange-traded funds market is booming, with total assets set to exceed $30 billion in 2017. We have set up a specialist team to focus on the ETFs market to help guide investors through the complex – and expanding – ETFs universe. Key beneficiaries: General investors. Category: Exchange-Traded Funds. We’re moving to expand our ETFs coverage to bring you even more news and analysis on a regular basis, on what is arguably one of the most exciting and dynamic areas of the ASX. It’s been fascinating to watch […]

‘I’m too busy to plan’ is a catchcry across all business sectors, communications and financial planning included. The trouble is that as business owners, it’s easy to ignore planning altogether and focus on activity. In fact, there are plenty of business owners out there who subscribe to the idea that planning is a complete waste of time. For me, the planning camp and the anti-planning camp both have their pros and cons. So what’s the value in business planning?   The dark art of business planning In any given period, you’ll have numerous decisions to make. It might be around […]

Divorcing or separating from your spouse is emotionally stressful, but it can also have substantial impact on your business. Here’s what business owners need to know in order to protect all their assets. Divorcing or separating creates challenges not only for the spouse(s) running the business, but also for any partners or other shareholders in the business, as well as for the continuity and value of the business. Each spouse has an ongoing obligation to give full and frank financial disclosure. This means that business records, financial statements, bank records, BAS and tax documentation must be compiled and provided to […]

From 1 January 2017, as a working holiday maker, the first $37,000 of your income is taxed at 15%, with the balance taxed at ordinary rates. As a working holiday maker your employer also has to pay super for you if you are eligible. When you leave Australia you can apply to have your super paid to you as a Departing Australia Superannuation Payment (DASP). The tax on any DASP made to working holiday makers on or after 1 July 2017 is 65%. AIIM can assist you with this claim. You are on a working holiday, if you have a […]

1. Assess your current position Before you look to invest in new opportunities, take the time to review your current financial position to identify any areas that may need adjusting.   AIIM’s professional portfolio management, is an easy way to maintain and monitor a well-balanced portfolio. 2. Select the right investments Have the confidence to know which types of investments are suitable for your portfolio. Attend one of our upcoming investor events, where we explain how you can assess which investments will help you achieve your objectives. 3. Keep pace with changing conditions Being ready to take decisive action on […]

Develop We-Q First came IQ, then EQ. Now there’s We-Q, which harnesses the power of collaborative intelligence. When innovation is stifled, the solution is to think creatively and experiment – for example, rewarding callers for the time they spend on hold. Talk to people in different industries so you are exposed to new collisions of ideas. Don’t underestimate the power of your own uniqueness. We tell people we are good and intelligent – think about what you’ve got beyond that and how to harness it.

Despite its pre-eminent position in most people’s financial future, there is a general tendency to leave superannuation on ‘autopilot’ and not take an active interest in its management and investment. This approach can put you at a serious disadvantage in terms of your ultimate retirement outcomes. To get the most out of your super and to ensure you have an adequate strategy for retirement, it is critical to become engaged with it and to get the right advice about how to maximise your position. The question is: who do you trust to get that advice? So who should you be […]

Did you know that better landlords attract better tenants? It’s pretty simple really. When you consider your rental property is a business, then your tenants are your customers. You’re providing a service, and they are paying for that service. Wouldn’t you want to keep your best customers for as long as possible? The first thing you need to decide is if you want to be a “do-it-yourself” landlord, or go down the path of hiring a property management company. There are benefits to both options, but if you are a new “do-it-yourself” landlord, here are a few tips on how […]