February, 2016

Simple ways to save money

Save on groceries Here are some tips for saving money next time you’re at the supermarket: Take a list so you don’t forget anything. Only buy what’s on the list. This makes it easier to stick to your budget. Put your grocery money in an envelope. Don’t take any other cash or cards with you so you can only spend what you have. Buy in bulk and only go grocery shopping once a fortnight. Use all the food in your pantry before you buy more. Eat a meal or snack before you go to the supermarket. When you are not […]

Read More

Investing outside super

Superannuation is becoming the main financial investment that Australians rely on to fund their retirement. With the current market conditions, many Australians wishing to retire are hesitant to cash in their super balance, and are consequently forced to continue working. This highlights the need for diversification in retirement investments. Depending on your stage in life and attitude towards risk, we outline below the different types of investments available to you: Home ownership Investment Properties Shares Savings accounts & term deposits Managed funds Home ownership Historically, the rate of home ownership has been very high and therefore played an important role in retirement planning. This is because […]

Read More